National Western Life Insurance Company, which is chartered in the state of Colorado and headquartered in Austin, Texas, currently serves customers in almost every state in the nation. National Western Life Insurance offers high-quality products that include term life insurance and permanent life insurance, as well as annuities.
Most Americans take the existence of life insurance for granted today, but it is a fairly recent development. While insurance in some form has been known since ancient times, it was Benjamin Franklin who played a major part in establishing the American colonies’ first true life insurance company, known as the Presbyterian Ministers’ Fund, in 1759.
Although many authorities shrank from seeming to place a monetary value on human life, Franklin and other proponents understood that life insurance could protect surviving family members in a way that would guarantee their long-term security and peace of mind.
As the Industrial Revolution progressed during the 19th century in Europe and North America, the necessity of covering workers with health, disability, and life insurance became increasingly apparent, and the range of insurance products multiplied in response.
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